Category: blogging

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Will The Housing Market Crash?

The current housing market seems to be a hot conversation topic around Montana right now. It is well known that there is a high demand with a very low supply of housing. Housing prices have increased considerably which can be explained by the law of supply and demand. When there is a shortage of supply and an increase in demand, prices increase.

According to InfoSparks provided by MLS, Missoula’s median sales price in January of 2020 was $325,000. Whereas in August of 2020, the median sales price was $365,000.  The median days on market for Missoula in January 2020 was 53 days. In August it had decreased exponentially down to a median of 9 days. The parameters included all ranges of prices, property types, years built, square footage, bedrooms, and bathrooms with each data point being one month of collected data. The significance of this data is that while houses are selling at a much quicker rate in August than they were in January, they are also selling for a lot more money. This can indicate that multiple offers are received, and many buyers are willing to pay inflated prices to obtain their dream homes. Interest rates have also recently hit new historical lows.

The question at hand is, “Will we see a housing market crash in Montana in the near future?” No one can say for certain as the future cannot be guaranteed. However, we can take similar events from past years and predict an outcome. The market crash of 2008 was caused by an influx of buyers and shortage of sellers combined with historically low interest rates in 2007. Unfortunately, buyers then purchased real estate at an inflated market value which is not sustainable. This ultimately led to a crash in the market which translates into foreclosures.

The data presented above is mirrored to the economy of 2007. Now, we have to add in the fact that a pandemic is present. If the pandemic continues, will more people lose their jobs? There are many factors that could contribute to an economic downturn in 2020. Some examples could include the presidential election outcome, consumer spending changes, and global market changes due to the pandemic. In heading months, Montana may see an economic crash.

Bryanna Deschamps

University of Montana

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Ways to Seek Discomfort in your daily life

We are all scared of change, whether it is a change in our daily schedule or change in the weather. This creates a bit of uneasiness in with us. I personally believe when you change an aspect of your life and it makes you uneasy that is when the best thoughts, ideas, and personality comes from. I have found that schedules can have their advantages and disadvantages. They are very good in the sense of keeping you in line and focused but there is an aspect that is missing and that is “what are we missing?” Within this post, I am going to share a couple of ways that I have achieved seeking discomfort in my daily life. These are very simple ways that you can get out of a rut and experience something new.

Go a different route to class/work

We get stuck in the same process every day. We take the same way to get to our destination and you may never know what you are missing if you take a different way. We see the same parking spot, the same sidewalk, and sometimes the same people. I have found that when I walk a different way to class I realize a lot of different things that I have never before. I run into old friends that I have not seen in a while.

Sit in a new spot in the classroom (non-COVID times)

When we were not in all COVID-19 restrictions and social distancing. I always challenged myself to sit in a different spot every week or so if the professor allowed moving spots. If they did not allow spot moving, then I would enter into the classroom and choose a spot next to people that I did not know. This was a challenge to me because we are all okay with what is normal to us. We find security in our own normal.

Try a new place to eat

I have to be honest with you, every time I am hungry and too lazy to make food I immediately go to McDonald’s without even thinking about it. This is a massive thing I have struggled with. It is just comforting food that I know will fulfill my need for food. We always lean to what is comfortable to us, instead we should be seeing what else is out there and trying new food or places.

Ask a friend that you have lost touch with to catch up

This is honestly one of the hardest to do. We all live in a life now of people’s opinions of ourselves are taking a lot more personally then they have ever. We strive to get the most likes on our pictures or the most views. This can take a toll on someone’s mental health and self-image. That is why I try to connect with people that I have not talked to in a while. This might be a high school friend that you got distanced because of college or a college friend that just split ways with you. This can be very overwhelming at first thought about reaching out to this specific person, but you could make this person’s day if you simply sent them a text.

Do anything that makes you scared.

In daily life, I say ‘I don’t want to do that’ or ‘I don’t like that’ this is something I have been catching myself say, and it all roots down to fear. Fearing something that you do not know anything about is one aspect of life that can stop you from doing anything. Living in fear is not a way of life it is a blanket.

These are some aspects that I have learned by following and living the sole purpose of seeking discomfort. This originated from a YouTube group called Yes Theory. If you have any time to spare go give them a watch and a listen.

Benjamin Brodhead

Instagram: bbrodhead3

 

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Why You Should Switch to a Toxin-Free Lifestyle.

Look under your kitchen sink, pick out any random cleaning product that you have purchased and use, turn it around and look at the label, I would be safe to bet that you couldn’t tell me what more than maybe three of the ingredients in that bottle are. That’s because companies don’t want you to know exactly what is in their products because some of them might scare you! Environmental experts say that the average household contains about 62 toxic chemicals that we routinely expose our bodies to, from phthalates in synthetic fragrances to noxious fumes in oven cleaners that we willingly heat up! These common ingredients in our household products have been linked to some seriously scary things like asthma, cancer, reproductive disorders, hormone disruption, neurotoxicity and the list goes on and on! I know some of you are thinking, if this what such a outright cause of these diseases why hasn’t something been done about it and why are they still being made and used without any second thought? The answer to that question makes me sad, scared and angry all at the same time, manufactures continue that in small amounts these toxic ingredients  aren’t likely to be a problem but you can’t tell me that you use a product once and throw it away and if you have found something that you think works well you go buy more right!? Well that’s the issue, the routine exposure to these chemicals and in combinations of other products you may use with it haven’t been studied and it’s impossible to accurately gage the risks that you are exposing your body to. There is no federal regulations of chemicals in household products nor are they required to meet any safety standards, supply in testing data or notifications in order to bring the product to the market. This is why you see many household products, like Roundup and Johnson & Johnson’s talcum powder, come out years later as products that have been substantially linked to cancer.

Ok so now that I have officially freaked you out, let me help you. We are all keepers of our respective households, you control what comes in and what leaves. Now is a better time than ever to ditch and switch your toxic everyday products for mirroring ones that give you the same result without harming your body. Most of the time the excuse people have is that it’s too expensive and you already have the products so you may as well use them and I totally get where you’re coming from because I have been in your shoes but it’s also really not that expensive, and many of the products/cleaners you can make for yourself with other products you already have around your house. I have made the personal choice to add essential oils to my lifestyle because they have so many great benefits that are natural and do not harm my body. My personal choice in an essential oil company is Young Living because I like the platform they stand on and they are 100% upfront and honest with what exactly is in all of their products but not only that, they tell you where each and every product is derived from. This give me a peace of mind knowing that I know exactly what I am breathing in or putting into my body and allows me the freedom to make cleaner choices within my household. I haven’t even mentioned their cleaner but you know how cleaners tell you to induce vomiting or call poison control in chemical is ingested, well Young Living Thieves Cleaner just says to dilute with water. Ummm what?! How crazy is it to know there is a cleaning product out there that is so toxin free that even if it does get ingested all you have to do is drink water to dilute it because your body doesn’t need that much essential oil!

Change is possible people and the time is now to rethink what is under that kitchen sink! You are the keeper of your own home and only you have the power to make a difference in what products come in that door!

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A Weekend Guide to Whitefish, Montana in Winter

Wintertime in Whitefish, Montana is one of the most beautiful seasons to enjoy the small ski town and all it has to offer. This town doesn’t slow down after a winter storm, it celebrates it! Are you thinking about exploring this hidden gem for a weekend getaway? This article will give you the perfect weekend itinerary for what to see and do while you’re here.

Saturday

8:30 am – Breakfast at Buffalo Cafe

A local favorite, Buffalo Cafe offers amazing breakfast options to keep you energized for your full day ahead!

10:00 am – Ski on Big Mountain

A trip to Whitefish is never complete without a day at Whitefish Mountain Resort. Endless slopes and an approachable mountain offers a day of fun for all level of skiers and snowboarders.

3:00 pm – Apres Ski at Hellroaring Saloon

After hittin’ the slopes, enjoy an apres-ski drink and nachos at Hellroaring Saloon, located next to the village on the mountain.

5:00 pm – Massage at the Spa at Whitefish Lake

You’re bound to be sore after a day on the mountain, so treat yourself to a massage at the beautiful Spa at Whitefish Lake!

7:00 pm – Dinner at Tupelo Grille

Be sure to book a table here, and be ready for one of the best meals in town. Featuring local cuisine influenced by cajun and southern flavors, the superb service completes a meal here.

Sunday

8:30 am – Breakfast at Loula’s Cafe

Loula’s breakfasts include the standard fare as well as popular originals like Lemon Stuffed French toast with raspberry sauce or Eggs Benedict with white truffle oil.

9:45 am – Pick up a Packed Lunch from Montana Coffee Traders

Before you head off for the day, pick up a packed lunch from Montana Coffee Traders. They offer a variety of sandwiches and snacks that you can bring with you to the park which is helpful because most restaurants in West Glacier are closed in the winter!

10:00 am – Drive to Glacier National Park to snowshoe

The beautiful Glacier National Park is only a 30-minute drive away from Whitefish and offers miles of scenic snowshoeing trails.  You can rent snowshoes from multiple places in town as well as outside of the park.

7:00 pm – Dinner at Abruzzo’s

Finish off your day with a delicious traditional Italian meal at Abruzzo’s. They offer extensive selection of shared plates, grilled steaks, fresh seafood, and a small but decadent dessert list, all prepared in-house and served alongside an Italian-focused cocktail program and an Italian-centric wine list.

 

 

 

 

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The 8 Things I Learned from Kobe

Kobe Bryant was one of the best basketball players the sport has ever seen, and there are a number of lessons we can learn from his Mamba Mentality. For Kobe, life was always bigger than basketball. Here are the lessons I’ve learned that every person should follow day in and day out.

But first to set the stage, let’s take a look back at my favorite Kobe game of all time.

https://www.youtube.com/watch?v=OyjrgG9MSto

  1. Confidence

The first thing that always stood out to me when I was watching Kobe was his confidence in himself. He always wanted the ball in his hands, and he always wanted to be the one shooting the most important shots. He once famously said, “I would rather go 0-30 before I go 0-9.”  If you’re not confident in yourself, then who can be? Be willing to take chances and believe in yourself.

  1. Work Ethic

You can’t start a conversation about Kobe without talking about his relentless work ethic. This man would spend hours and hours in the gym. Early in the morning when everyone else was sleeping, he was working on his craft. Talent will only get you so far. Hard work and dedication can lead you down the path of success.

  1. Enjoy the Process

Remember a strong foundation is never built in a day. It takes time, but it also takes a person who is passionate about what they do. Kobe genuinely loved the grind because he always thought there was room to improve. The day to day grind can take a toll on some people, but the ones who embrace the process usually reach their goals.

 

  1. Be Detail Oriented

As Bryant started aging, he knew that he couldn’t rely on his athleticism as much like when he was younger. So, he started focusing more on his footwork and the X’s and O’s. Never underestimate what the small details can do for you. They can begin to add up quick. It can be the difference between being a great player and a legend.

 

  1. Set high standards

Don’t be afraid to set high standards for yourself. This sets the path, so you know where you want to go and what it will take. Kobe knew what his expectations were for himself and this helped him block out all the noise. The opinion of others shouldn’t impact you when your standards are already high. Keep your head down and keep working!

  1. Mamba Mindset

Kobe always wanted to go out there and be the best. His thought process was if someone else could do it, so could he. The special part about Bryant’s mindset was how obsessive he would become about a certain thing. He tended to model his game after the greats that came before him. Modeling yourself after someone that you idealize can be a great idea. You may learn a new habit or skill that takes your “game” to the next level.

 

  1. Family

As Kobe grew older, he became known more as being a family man. It was so heartbreaking to hear that Bryant passed away with his daughter during the accident. He described her as being a daddy’s girl. They shared the bond of loving basketball and were even seen at an NBA game sitting courtside a week before the accident. Never take family for granted. They are the people that love you the most and will always be there for you through it all.

  1. You Can’t Play Sports Forever, Find Something You Love

For Kobe, this was writing children’s books and making a short film that won an Oscar. Even though Kobe was done with his basketball career, he still had so much planned, and that was why his death was so sad. Find something that you love to do outside your job. Having a hobby you enjoy can keep some fun in your life and help avoid burnouts.